In the insurance department we have specialized staff, whose main objective is the individualized advice of each type of insurance.
We offer you a wide range of car, home, life, agricultural insurance, etc. both for the members of the cooperative and for the general public.
Ask us for a budget without commitment and you will be surprised. You will see that we offer you products with the maximum guarantees at unbeatable premiums.
We present our accident insurance that meets all the needs you may suffer after a mishap, regardless of the work you do, to ensure the standard of living you have always wanted for you and yours.
This type of insurance offers you a type of savings, without risks and with the maximum security allowing you to make the most of your savings to deal with unforeseen events, build a wealth for a specific purpose, achieve your medium and long-term goals or prepare your retirement , establishing a discipline of savings in a systematic way that adapts to its purchasing power, getting effortlessly everything you have planned, through its formulas.
We all like to travel with the comfort of being always protected against the unexpected.
However, we must be aware that we choose the most convenient and simple formula.
That’s why from the brokerage we offer you an insurance in which you can choose between the following guarantees:
We have a wide range of modalities and companies in order to cover all the needs of our partners.
The coverages you wanted …
All the products of the companies will allow you, based on the basic guarantees, to get where you want in security:
Within our sector, the existence of irrigation stands is very common. That is why we have a specific product to cover 100% this type of risk, which is increasingly problematic within the insurance sector.
Given the high interest shown by cooperatives in the coverage of this type of risk, some companies have negotiated the possibility of opening a group, reaching a very interesting offer in terms of guarantees and premiums, and taking into account the low acceptance of Companies assume this risk due to their claims.
We offer insurance that covers:
This insurance covers everything your business needs to guarantee its operation against any risk:
material damage, theft, transportation, paralysis of activity, machinery breakdown, civil liability, urgent repairs, legal defense and others.
For damages to third parties:
It is an insurance tailored to the most demanding communities, which require the greatest coverage, at the best price, and with the highest quality of commitment.
It is a multi-risk in which the insured chooses the coverages with which he will feel more secure.
The decease insurance is a specialized solution to solve all the material needs and to help in the emotional aspects of the family before the death of a loved one.
There are several options with the possibility of choosing the one that most interests you:
The key to a safe home is to have a product that covers risks and unforeseen events, as it is also a guarantee to enjoy the tranquility of the home.
A simple phone call is enough to quickly resolve any problem related to your home.
That is why we have selected a wide range of personalized insurance, so that whatever your home, do not have to worry about those accidents and breakdowns so common in everyday life.
Both inside the house …
… Like away from home
In addition, the insurance company will cover all expenses and, if necessary, provide temporary accommodation.
Do not worry if a leak of water or gas in your home causes damage to other neighboring homes.
Due to the difficulty of the sector, as a result of the high level of accidents that mopeds and motorcycles currently present, Utecamp has negotiated the contracting with several leading companies in the insurance sector, the best contracting rules, and the best coverages that can be obtained. for this type of vehicles.
Examples of such coverages are:
It is a totally flexible savings product, which enjoys the maximum tax advantages and, in the matter of retirement, allows it to maintain its current purchasing power, as a complement to the social security pension.
Regardless of the above, you can always recover your savings, in the form of capital, in a combination of both with a single payment in the form of capital in a pension plan, when any of the contingencies covered by the Plan occur:
Exceptionally, it may dispose of its entire capital in the following cases:
General securities
Civil Liability
The Civil Liability Insurance (CL) is one of the most varieties that exist. Having a policy of this type is mandatory on many occasions, as in the Auto branch. Spanish legislation requires that all vehicles be insured, at least, with the coverage of RC to be able to circulate.
In Spain, the most specific Civil Liability policy is the Hunting insurance, which represents 40% of the contracts, according to Cooperative Investigation between Insurance Entities and Pension Funds (ICEA).
– Hunter and Fisherman
– Dogs
– Horses
– Administrators and Directors
– General
– Company
The health policy allows you to have the Healthcare you need; from the Basic Medical Services to the most advanced Specialist Services of modern medicine to the widest coverage in healthcare.
Within our offer for health insurance we can find several companies in which each varies its guarantees, but depending on the companies which we work with health insurance, we can find various guarantees, among which we highlight:
The basic medical services include:
By service of specialists, it is distinguished:
And for total health care:
Dental insurance is a formula that covers everything your mouth needs and that allows you to choose the professional you want, among a wide range of dentists, in addition to emergencies 24 hours a day.
With a price so small that it will make you smile.
Check it.
By means of this insurance, the payment of a daily subsidy is guaranteed when the insured is affected by an alteration in his health status, attributable to an illness or accident that entails total incapacity for the exercise of his work or professional activity.
There are also several options, in addition to illness or accidents, such as the payment of a daily subsidy for each day of hospitalization of the insured in a health center, clinic or hospital; or a daily subsidy when the insured is hospitalized in Intensive Care Units (U.C.I.), for the treatment of pathological processes caused by an illness or accident, and by indication of the facultativo responsible for assistance.
This product has important advantages:
One of the products in which we are a reference in terms of contracting, is the insurance of tractors, expanding the offer to combine harvesters and agriculture vehicles.
There are negotiations with companies, through which we have created collectives so that our partners are favored, both in premiums and guarantees.
You can hire your tractor insurance at a very affordable price, with the following guarantees:
If a person’s economic contribution fails for any reason, (death, disability, serious illness …) this can affect his family quality of life.
It can also happen with your financial commitments acquired.
If your source of income can not cover them, your family will also lose quality of life …
Only a solvent and profitable insurance can face these contingencies.
We offer solutions adapted to the needs of each partner:
It also offers many advantages:
You can expand your coverage, hiring complementary capital for accidental death and absolute and permanent disability.
You can establish the periodicity that best suits you to make the payment of premiums (annual, semi-annual, quarterly or monthly).
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